The Net Present Value (NPV) uses the idea of time value of money to evaluate the viability of an investment option. If an investment decision results in cash outflow at the initial stage and a series of cash inflows over a period of time, …

Indian markets have recently thrown open a new avenue for retail investors and traders to participate: commodity derivatives. For those who want to diversify their portfolios beyond shares, bonds and real estate, commodities is the best op…

Some advisers may not charge their clients for advice, if it is incidental to their core function of distributing financial products. Their income comes from the commissions from selling the product. They may also execute transactions advi…

An annuity is a sum of money paid at regular periods, such as monthly, quarterly, annually. A common example of an annuity is pension. Annuities can be of two types (1) Fixed annuity (2) Flexible annuity Fixed Annuity means that fixed retu…